> For the complete documentation index, see [llms.txt](https://docs.xrpl-commons.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xrpl-commons.org/xrpl-basics/payments.md).

# Payments

## Creating the main structure of your script

Create a new file or edit `index.ts`

```javascript
import xrpl from "xrpl" 

const client = new xrpl.Client("wss://s.altnet.rippletest.net:51233")


const main = async () => {
  console.log("lets get started...");
  await client.connect();

  // do something interesting here


  await client.disconnect();
  console.log("all done!");
};

main();
```

Running this to make sure everything works should console log a few things. If you are running this from your own node environment, don't forget to run`npm i xrpl` to add it to your project.

## Creating wallets

Let's add some wallet creation logic, we might as well create 2 wallets to have some fun.

```javascript
console.log('lets fund 2 accounts...')
const { wallet: wallet1, balance: balance1 } = await client.fundWallet()
const { wallet: wallet2, balance: balance2 } = await client.fundWallet()

console.log('wallet1', wallet1)

console.log({ 
    balance1, 
    address1: wallet1.address, //wallet1.seed
    balance2, 
    address2: wallet2.address 
})
```

At this point, we should have 2 wallets with balances of 100 XRP.

## Transferring XRP from one wallet to the other

Of course, we will want to transfer some XRP from one account to another, because that's why we're here.

```typescript
const tx:xrpl.Payment  = {
    TransactionType: "Payment",
    Account: wallet1.classicAddress,
    Destination: wallet2.classicAddress,
    Amount: xrpl.xrpToDrops("13")
};
```

Let's log it to ensure everything is correct, and then submit it to the ledger:

```javascript
console.log('submitting the payment transaction... ', tx)

const result = await client.submitAndWait(tx, {
    autofill: true,
    wallet: wallet1,
}); 

console.log(result)
```

When you run this part you should get the following log output:

```javascript
{
  id: 28,
  result: {
    Account: 'rGGJ71dbSY5yF9BJUDSHsDPSKDhVGGWzpY',
    Amount: '13000000',
    DeliverMax: '13000000',
    Destination: 'rBAbErfjkwFWFerLfAHmbi3qgbRfuFWxEN',
    Fee: '12',
    Flags: 0,
    LastLedgerSequence: 232639,
    Sequence: 232617,
    SigningPubKey: 'ED13EBC7F89545435E82DC19B2C38AF5ECF39CE099C8FA647280C71CD6FA5BEF3B',
    TransactionType: 'Payment',
    TxnSignature: '66D9338B3C93D212F89BB4F6731E7F38A01052F8ED94452D7D2A9BB0B0C6130A5708390E9B6233A98A3B28A1922E57E37317609727409B3D289C456BB3250E08',
    ctid: 'C0038CAD00000001',
    date: 767648991,
    hash: 'CC8241E3C4B57ED9183D6031F4E370AC13B6CE9E2332BD7AF77C25BD6ADFA4F6',
    inLedger: 232621,
    ledger_index: 232621,
    meta: {
      AffectedNodes: [Array],
      TransactionIndex: 0,
      TransactionResult: 'tesSUCCESS',
      delivered_amount: '13000000'
    },
    validated: true
  },
  type: 'response'
}
```

The most important being `TransactionResult: 'tesSUCCESS'`

You can verify the transaction on the ledger, as it is readable by anyone at this point. Go to <https://testnet.xrpl.org> and paste the hash value (in my example case it would be `CC8241E3C4B57ED9183D6031F4E370AC13B6CE9E2332BD7AF77C25BD6ADFA4F6`. You should see it. Alternatively, check the wallet addresses as well (remember you are using the public key).

I prefer to check the balances programmatically to ensure everything has gone according to plan. Adding this code will do that:

```javascript
  console.log({
    'balance 1': await client.getBalances(wallet1.classicAddress), 
    'balance 2': await client.getBalances(wallet2.classicAddress)
  })
```

## Putting it all together

Here is the entire index.ts file at this point:

{% code title="index.ts" %}

```typescript
import xrpl  from "xrpl" 

const client = new xrpl.Client("wss://s.altnet.rippletest.net:51233")

const main = async () => {
  console.log("lets get started...");
  await client.connect();

  // do something interesting here
  console.log('lets fund 2 accounts...')
  const { wallet: wallet1, balance: balance1 } = await client.fundWallet();
  const { wallet: wallet2, balance: balance2 } = await client.fundWallet();

  console.log('wallet1', wallet1)

  console.log({ 
    balance1, 
    address1: wallet1.address, //wallet1.seed
    balance2, 
    address2: wallet2.address 
  });

  const tx:xrpl.Payment  = {
    TransactionType: "Payment",
    Account: wallet1.classicAddress,
    Destination: wallet2.classicAddress,
    Amount: xrpl.xrpToDrops("13")
  };

  console.log('submitting the payment transaction... ', tx)

  const result = await client.submitAndWait(tx, {
    autofill: true,
    wallet: wallet1,
  }); 

  console.log(result)

  console.log({
    'balance 1': await client.getBalances(wallet1.classicAddress), 
    'balance 2': await client.getBalances(wallet2.classicAddress)
  })

  await client.disconnect();
  console.log("all done!");
};

main();
```

{% endcode %}

## Extra credit

Don't you find it limiting that the faucet only gives out 100 XRP? Why not create a function to print money to an address?

You have all the necessary building blocks:

1. You will need to create and fund new wallets with `await client.fundWallet()`
2. Remember, you can only transfer XRP up to the reserve, so a maximum of 90 XRP at a time for brand new accounts, unless you are brave enough to use a new transaction type.? (<https://xrpl.org/docs/references/protocol/transactions/types/accountdelete/>). However, be warned that you will have to wait a block or two before the account can be deleted.
3. The final function signature should look something like this \`await printMoney({ destinationWallet, client })

I can't wait to see who writes this faster than Claude Code !

Here is the popular printMoney function

<pre class="language-typescript" data-title="utils.ts"><code class="lang-typescript">import xrpl from "xrpl";

<strong>export const printMoney = async ({ destinationWallet, client }: any) => {
</strong>  const { wallet: wallet1, balance: balance1 } = await client.fundWallet();

  console.log("wallet1", wallet1);

  const tx: xrpl.Payment = {
    TransactionType: "Payment",
    Account: wallet1.classicAddress,
    Destination: destinationWallet.classicAddress,
    Amount: xrpl.xrpToDrops("90"),
  };

  console.log("submitting the payment transaction... ", tx);

  const result = await client.submitAndWait(tx, {
    autofill: true,
    wallet: wallet1,
  });

  console.log(result);

  console.log({
    "balance 2": await client.getBalances(destinationWallet.classicAddress),
  });
};
</code></pre>